Carvalho Roots was founded in 2020 as a family-owned business with a mission to make quality housing accessible and welcoming.
Based in Central Texas, we serve communities across San Antonio, Austin, and the surrounding areas — offering thoughtfully managed long-term and medium-term rental homes that balance affordability, comfort, and convenience.
Welcome to our Mortgage Releif page. We are actively looking to grow our portfolio through Subject-To acquisitions. We have believe that in situations that are nearing foreclosure, this is a true “Win-Win” where each side truly benefits.
Who is Carvalho Roots For
We work with homeowners who are falling behind on payments. Even if the bank has started the process, you still have options. Our goal is simple: help you protect your credit, keep you in control, and to walk away with dignity.
We are investors, but we’re also parents, neighbors, and homeowners here in San Antonio.
Little or No Equity
In many cases we can find a way for you to still get cash in hand to help you transition out of this chapter of your life, and into the next.
House Needs Work?
We work with your home as-is! Plus, since there are no showings, you don’t have to stress about your home being “Show Ready” with little to no warning.
Listing Issues?
Is the thought of selling with a realtor simply too overwhelming right now?
-No Agents
-No Commissions
-No Stress
Stay in COntrol
Choose your path before tough decisions get made for you while you’re still in control of your situation.
You have time to make the best decisions for you, your
family, and your finances.
What is in it for us?
We are able to add a rental property to our portfolio using a loan that is already in place, avoiding origination fees and higher interest rates.
Looking for a Quick Summary?
This one-page PDF explains the benefits of a subject-to sale, who it helps, and how the process works — in simple terms. Perfect to print or share with your spouse, or anyone helping you navigate this decision.
Lets Talk It Through
We’ll talk through the options together…
No script, no sales pitch, no pressure.
Call or Text:
210-683-0776
